Terms of Use

Last updated: July 16, 2026

Acceptance of terms

By accessing or using evergreenridgeinsurance.com (the "Site"), operated by Evergreen Ridge Holdings, LLC, doing business as Evergreen Insurance Agency ("Evergreen Ridge," "we," "us"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Informational purposes only — not an offer or advice

Content on this Site, including premium examples, coverage descriptions, and statistics, is provided for general informational purposes only and does not constitute an offer to sell or a solicitation of insurance in any state where Evergreen Ridge or the referenced carriers are not licensed. Nothing on this Site is tax, legal, investment, or personalized insurance advice. Actual rates, terms, and availability depend on underwriting, the carrier, and your state of residence.

No guarantee of coverage

Submitting a quote request or contact form is not an application for insurance and does not guarantee that you will be offered coverage, a specific rate, or a specific carrier. Coverage is only in effect once a policy is issued and in force, subject to the insurer's underwriting approval and the policy's terms, conditions, limitations, and exclusions.

Use of the site

You agree to use this Site only for lawful purposes and not to:

• Submit false or misleading information through our forms
• Attempt to interfere with the Site's normal operation or security
• Copy, scrape, or republish substantial portions of the Site without our permission

Third-party links and services

This Site may link to or use third-party services (for example, Calendly for scheduling and Web3Forms for form delivery). We are not responsible for the content, availability, or privacy practices of third-party sites or services.

Intellectual property

The text, graphics, and design of this Site are owned by Evergreen Ridge Holdings, LLC or its licensors and may not be reproduced without permission, except as allowed by law.

Disclaimer of warranties

This Site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that any figures or estimates shown are accurate for your individual circumstances.

Limitation of liability

To the fullest extent permitted by law, Evergreen Ridge Holdings, LLC will not be liable for any indirect, incidental, or consequential damages arising from your use of this Site.

Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Changes to these terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision.

Contact us

Evergreen Ridge Holdings, LLC
1801 N.E. 123rd Street, Suite 314, North Miami, FL 33181
info@evergreenridgeinsurance.com · (954) 478-0994